Dates of Event & Pricing

$249 for Webinar and Playback*

*Playback has no expiration.

  • Monday, February 24, 2020

  • 2:00 – 3:30 pm (Eastern Time)

  • 1:00 – 2:30 pm (Central Time)

  • 12:00 – 1:30 pm (Mountain Time)

  • 11:00 – 12:30 pm (Pacific Time)

Curriculum

No loan is a good loan if it’s not paid back. Whether a loan is being approved through an automated credit scoring system, individual and concurring authorities, or loan committee, the lender MUST conduct an analysis to help identify the risks involved, and then determine whether or not the approval of that loan is a risk which should be taken.

No one wants to make a loan that does not get repaid.  The purpose of the loan analysis is to look at both the past performance and anticipated future events to determine:

  • Is the purpose one that is stand-alone or one that will change the risk profile?
  • What must happen for the successful repayment? 


While different types of loans present different challenges and underwriting needs, a brief overview of the 5 Cs of credit will lead into the different components and risk factors among the 3 primary loan types, as well as learning WHY you need to look at more than meets the eye.

  • Consumer/personal        
  • Commercial/business
  • Real Estate

Instructor

  • Mark Davis

    Mark Davis

    Founder - Credit and Lending Consultation Services


    Mark H. Davis retired from a traditional career in 2015, following 45 years as a Florida banker. Working his way through the industry with a start as a teller, became a senior lender and credit executive in Community, Regional, and National Banking organizations – with the last 15 years spent exclusively in Wealth Management. A skilled lender and trainer, his specialty is underwriting risk and creatively structuring solutions for borrowers. He was the senior credit officer for Wachovia Wealth Management (Palm Beach), and additionally served as the credit officer for the National Legal Specialty Group. His last role was the senior lender for Florida for BMO Private Bank, and he presently works on consulting engagements with high net worth individuals, businesses, and financial services providers. In addition to holding a CFP® certification, he has served as a Commissioner on the Certified Financial Planner Board of Standards Disciplinary and Ethics Committee and was a Hearing Panel Chair on an Appeal Committee. An active Mentor and workshop facilitator for SCORE, he provides one on one guidance to small businesses and their owners. Mark is a graduate of the ABA Stonier Graduate School of Banking, the ABA Commercial Lending School, the ABA Consumer Lending School, and the Sheshunoff/School of Banking of the South Professional Master of Banking program. He attended both Florida State University and the University of Florida and is a graduate of Miami Dade State College. He has been an instructor in both internal and external lending and credit training programs at a number of financial institutions and both Edison State College and Palm Beach State College.

Credits

1.5 CPE Credits