Dates of Event & Pricing

$395 for Webinar and Playback*

*Playback has no expiration.

  • Thursday, February 15, 2024

    Both Parts 1 & 2 with 30 minute break

    Each part 90 minutes

  • 12:00 – 3:30 pm (Eastern Time)

  • 11:00 – 2:30 pm (Central Time)

  • 10:00 – 1:30 pm (Mountain Time)

  • 9:00 – 12:30 pm (Pacific Time)


An important prerequisite to financial analysis is a basic understanding of the types of financial information provided by borrowers.  It is also important to understand the accounting principles governing the preparation and presentation of financial statements.  Finally, the lender/analyst must understand the impact the choice of accounting principles used in the presentation of financial statements will have on reported earnings and cash flow.  

After completing the webinar, participants will be able to:

  • Explain basic accounting concepts
  • Understand accounting procedures for recognizing revenue and costs (i.e., cash    vs accrual accounting)
  • Identify the types of financial statements presented by borrowers and explain the strengths and weaknesses of each including the income tax basis of accounting
  • Define the elements of an income statement and balance sheet
  • Understand accounting for leases including the new treatment effective 12-15-20 (FY 2021) for public companies and 12-15-21 (FY 2022) for private companies
  • Understand accounting for fixed assets including capitalization, depreciation methods, Section 179/Special Depreciation and gain/loss on sale
  • Evaluate inventory accounting procedures and inventory costing methods
  • Explain contractor and non-profit accounting
  • Understand how deferred tax assets and liabilities arise
  • Understand accounting for mergers and acquisitions including goodwill and          enterprise value
  • Compare the alternative accounting treatments for bad debts 
  • Apply the concepts in a series of case studies


Who Should Attend: Lenders With 0-3 Years’ Experience,  Credit Analysts, Prospective Lenders, Branch Managers



New Horizons Financial Group / President John Barrickman

For 27 years, John Barrickman has served as President of New Horizons Financial Group, a financial services industry consulting firm nationally recognized as an expert in the areas of comprehensive credit risk management, credit process, loan policy formation, asset quality rating frameworks, risk based pricing and lender development. John is a frequent speaker and subject matter expert on credit policies and procedures at industry events nationwide. John is also a Consulting Associate for Capital Performance Group.


3.0 CPE Credits