Curriculum

To effectively analyze a potential or continuing lending opportunity, a lender or credit analyst must understand how a business operates, how financing needs arise in the business and what borrowers and accountants are trying to quantify with financial statements and tax returns.


This banking webinar will address the following topics:

  • How a business operates
  • Operating Cycle
  • Fixed Asset Cycle
  • Profit Cycle
  • Cash Cycle

How financing needs arise in a business and appropriate loan products to meet those needs

  • Line of Credit
  • Term Loan
  • Revolving Debt
  • Bridge Loan

Organizational structures and types of financial information presented by borrowers

  • Sole Proprietorship
  • Partnership
  • Corporation
  • Limited Liability Company (LLC)

Key accounting conventions underlying the presentation of the financial statements

  • Revenue Recognition
  • Inventory Valuation
  • Depreciation
  • Expense Recognition
  • Taxes 
 

Instructor

  • Kathy Tomasofsky

    Kathy Tomasofsky

    Money Service Business Association (MSBA) / Director


Credits

1.0 CPE Credits & 1.2 AAP Credits