Dates of Event & Pricing

$295 for Webinar and Playback*

*Playback has no expiration.

  • Wednesday, September 28, 2022

  • 2:00 – 3:00 pm (Eastern Time)

  • 1:00 – 2:00 pm (Central Time)

  • 12:00 – 1:00 pm (Mountain Time)

  • 11:00 – 12:00 pm (Pacific Time)

Curriculum

How a bank defines its Assessment Area(s) is the most important decision it’ll make because it not only affects the bank’s lending results, it affects everything; the demographics, the competition, and most importantly, the CRA market data that will be used to measure your CRA Performance. Don’t be casual about how you define you’re AAs- learn the 3 steps to defining your bank’s ideal assessment areas!

  • Why your Assessment Area construction is your most important CRA decision!
  • The “CRA Performance Pyramid” – how your AA affects your results and regulator expectations
  • What are the 3 fundamental steps of building your best Assessment Area?
  • Assessment Area delineation do’s and don’ts. Avoiding common mistakes
  • How to avoid red-lining
  • Learn how to “gently” push-back when examiners suggest taking whole counties or larger geographies than you can be expected to serve. 
  • Constructing an Assessment Area that minimizes performance standards and reduces pressure on you


"How you define your Assessment Area affects everything - your performance and examiner expectations. It is a serious question with huge consequences. Take the time to do it right!" - CA Banker

Instructor

Vice President, CRA/Mapping Services - GeoDataVision

Joshua Suzio

Josh Suzio began working for GeoDataVision, in 2017, in the mapping division, producing high quality, regulatory grade maps for banks across the country. By 2018 Josh was working side by side with Len and Rocky on complicated CRA and Fair Lending issues for GeoDataVision’s clients, focusing on ways to enhance data visualization and comprehension through mapping. In 2019, he helped develop GeoDataVision’s one-of-a-kind Assessment Area Configuration Mapping Model, used to develop the ideal Assessment Area for a bank, utilizing dozens of internal and external factors. Josh now focuses on helping current bank clients meet the needs of their communities through the CRA while developing new products, like the Climate-Related Risk Mapping Analysis.

President and Founder - GeoDataVision

Len Suzio

Len Suzio is a nationally recognized CRA expert. He has spoken at ABA and ACB national compliance conferences as well as many state compliance meetings and has been a featured speaker at numerous webinars. He has published a number of articles on CRA in industry-wide journals such as The Journal of Finance and Risk Management and Associates and Community Banker Magazine. Most importantly, Mr. Suzio has been a community banker and has worked with hundreds of community banks to help them develop a professional CRA compliance program that meets regulatory expectations and reduces performance anxiety.

Credits

1.0 CPE Credits & 1.2 AAP Credits