Dates of Event & Pricing

$295 for Webinar and Playback*

*Playback has no expiration.

  • Wednesday, October 6, 2021

  • 2:00 – 3:00 pm (Eastern Time)

  • 1:00 – 2:00 pm (Central Time)

  • 12:00 – 1:00 pm (Mountain Time)

  • 11:00 – 12:00 pm (Pacific Time)

Curriculum

The market and the regulatory community pay close attention to a financial organization’s credit culture because a strong credit culture is critical to the success of credit risk management.

Successful credit risk management relies on a strong credit culture to support and execute strategies and policies. 14 credit discipline tools help management to implement, maintain, and ensure that credit risk and the credit culture stay on track.  These tools offer an expedient way to test the quality of credit risk management but also serve as techniques for remediating and improving credit culture and credit risk management.

Join Dev Strischek as he offers a credit discipline tool checklist and explains how each of the tools works.

Key Learning Objectives:  

  • Learn elements of a strong credit culture
  • Explain linkage between credit culture and credit risk management
  • Describe the 14 credit discipline tools essential to a strong credit risk management and its culture


Specific Areas Covered During Session: 

  • 4 types of credit cultures and optimal credit cultures
  • Elements of credit risk management
  • Regulatory expectations for credit culture and credit risk management
  • Role of credit discipline tools in building and maintaining credit culture and credit risk management
    • Written credit policy
    • Risk-driven credit analysis
    • Uniform credit packages
    • Experienced underwriting
    • Informed decision-making
    • Proper loan approval—minimal credit policy exceptions
    • Valid, granular risk rating system
    • Reliable closing and booking—minimal loan documentation exceptions
    • Loan performance monitoring and reporting
    • Independent loan review and audit functions
    • Adequate loan loss reserve
    • Professional problem asset management
    • Credit lending and training


The session will be beneficial for:

  • Credit managers
  • Credit Risk Managers
  • Credit approval officers
  • Risk Managers
  • Enterprise Risk Managers
  • Chief Credit Officers
  • Senior Lenders
  • Senior Lending Officer
  • Bank Director
  • Chief Executive Officer
  • Bank President
  • Board Chairman

Instructor

  • Dev Strischek

    Dev Strischek

    Devon Risk Advisory Group / Principal


    A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek is principal of Devon Risk Advisory Group based near Atlanta, Georgia. Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc. Dev is the former SVP and senior credit policy officer at SunTrust Bank, Atlanta. He was responsible for developing, implementing, and administering credit policies for SunTrust’s wholesale lines of business--commercial, commercial real estate, corporate investment banking, capital markets, business banking and private wealth management. Prior to SunTrust, Mr. Strischek was chief credit officer for Barnett Bank’s Palm Beach market. Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC).

Credits

1.0 CPE Credits & 1.2 AAP Credits