The FFIEC requires that financial institutions manage the risks associated with using the ACH and wire transfer networks to transmit retail and wholesale payments.  Over the past several years, there have been significant risks associated with a financial institutions internal control environment for ACH and Wire Transfers based on significant rules changes, fraud threats, and the evolving payments industry.

Topics in this payments webinar include:

  • The most prevalent ACH and Wire Transfer risks;
  • Best business practices for documenting a gap analysis to identify possible gaps in the ACH and Wire programs that could present significant monetary losses and reputational value of the financial institutions brand;

BONUS MATERIAL: Sample action plan for resolving gaps and how to effectively document the gaps based on regulatory requirements and expectations.

Who Should Attend?

  • Compliance Officers
  • Risk Managers
  • Internal Auditors
  • Electronic Banking
  • Deposit Operations
  • Branch Management
  • Senior Management


  • Terri Sands

    Terri Sands

    Secura Risk Management / Founder

    Throughout her career, Terri has served as a leader in the payments and fraud prevention industry, providing education, risk management and compliance consulting and support services geared toward the specific needs of financial organizations. Terri is an Advanced Certified Anti-Money Laundering Specialist, an At-Risk Adult Crime Specialist and an Accredited ACH Professional. Prior to founding Secura, Terri served as co-founder of Payments Information Circle (PIC), a service organization providing payments industry education, auditing, consulting, resources, and support services to financial organizations throughout the country. Prior to her work at PIC, Terri also served as the President of GACHA, a non-profit, regional payments association where she provided strategic direction for financial institutions in the payments industry. Terri began her career in payments as a Senior Analyst with the Federal Reserve Bank of Atlanta where she provided training throughout the Sixth District and served on the Federal Reserve ACH Conversion Team that consolidated ACH Services for all branch locations in the Sixth District.


1.0 CPE Credits & 1.2 AAP Credits