Dates of Event & Pricing

$295 for Webinar and Playback*

*Playback has no expiration.

  • Monday, May 13, 2024

  • 2:00 – 3:00 pm (Eastern Time)

  • 1:00 – 2:00 pm (Central Time)

  • 12:00 – 1:00 pm (Mountain Time)

  • 11:00 – 12:00 pm (Pacific Time)


Overview of this Topic 

If you make loans, you will encounter problem loans.  No lender intends to make a problem loan, lending institutions must anticipate having some level of problem loans and loan losses. Problem Loans are simply a by-product of the business of lending. While there are different strategies for managing and resolving problem loans, the underlying problem is the same – a lack of cash flow to pay their creditors and operating costs.

Resolving problems can be expensive and difficult, and managing problem loans properly is a complex, time-consuming task, frequently requiring specialized knowledge and expertise in, credit analysis, bankruptcy and security laws, as well as negotiating. The overriding objective in managing problem loans is to improve the lender’s position enough to get repaid in full.

This webinar provides an overview for those wanting to know the basics of sound problem asset management.

Why one should attend the training 

Delinquencies and losses are rising as the business cycle rolls through this period of higher interest rates and higher operating expenses cut into borrower cash flows and as tightening loan requirements reduces credit availability. Finding and resolving a problem loan in its early stages is much easier now than later. This session will help you diagnose and cure now.

Key Learning Objectives of this Topic:

  1. How to identify potential problem loans
  2. How to evaluate causes of problem loans
  3. How to mitigate problem loan causes to mitigate further increases in losses
  4. How to select the most appropriate approach to resolving a problem loan

Specific Areas that will be covered during the Session: 

  1. Preventive maintenance — red flags of problem loans, portfolio signals, e.g., declining communication from borrower, slowdown in financial information, deterioration in risk ratings, covenant breaches, overdrafts, delinquency
  2. Problem asset policy — when to transfer problem loans to problem asset management, e.g., criticized and classified assets, non-accrual, charge-off, OREO asset management
  3. Problem asset management — process of default, judgment, foreclosure, possession, OREO; reporting, disposal; negotiation issues and tips


Devon Risk Advisory Group / Principal Dev Strischek

A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek is principal of Devon Risk Advisory Group based near Atlanta, Georgia. Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc. Dev is the former SVP and senior credit policy officer at SunTrust Bank, Atlanta. He was responsible for developing, implementing, and administering credit policies for SunTrust’s wholesale lines of business--commercial, commercial real estate, corporate investment banking, capital markets, business banking and private wealth management. Prior to SunTrust, Mr. Strischek was chief credit officer for Barnett Bank’s Palm Beach market. Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC).


1.0 CPE Credits & 1.2 AAP Credits