Dates of Event & Pricing

$295 for Part 4 Webinar and Playback* ONLY

*Playback has no expiration.

  • Thursday, October 15, 2020

  • 2:00 – 3:00 pm (Eastern Time)

  • 1:00 – 2:00 pm (Central Time)

  • 12:00 – 1:00 pm (Mountain Time)

  • 11:00 – 12:00 pm (Pacific Time)

Curriculum


This Remote Deposit Capture webinar is the second installment in the exclusive BankersHub 4-part RDC webinar series.

Each element of this 4-Part Webinar Series can be purchased individually for $295...

Or buy all 4 for just $549, a savings of over 50% ($631). Click here to read more!


RDC 401 (Oct. 15, 2:00 - 1:00 pm ET) – Exposure Limits, Underwriting and Fraud Management

Account officers/relationship officers may not understand the regulatory requirements for assessing the risks of RDC/ACH clients, but are often responsible for setting exposure limits on clients approved for ACH and Remote Deposit Capture services. It is important, however, that they need to know the criteria to use when determining those limits, and understand that these exposure limits are also highly scrutinized during regulatory exams. It is therefore important that financial services professionals are able to explain:

What is the difference between credit underwriting and transactional risk underwriting, how do you set exposure limits while complying with regulatory requirements and ensuring that periodic reviews are performed in accordance with network Rules and regulatory expectations?

This RDC webinar will take a deep dive from the time potential ACH and RDC customers are brought to the financial institution for review, underwriting and approval through the duration of the relationship. 

Attendees will learn regulatory guidance, expectations and practical methods for complying while not forcing inefficient processes and inconveniences for the client. This includes:

  • Effectively performing due diligence and underwriting criteria on RDC program customers
  • Assessing and communicating approving/declining decisions on customers
  • Determining and managing appropriate exposure limits to mitigate risks, 
  • Performing ongoing reviews of customer RDC programs
  • RDC fraud trends and technology available to mitigate fraud risks, along with best business practices for identifying possible issues such as credit risk or possible fraud risk.

The other webinar sessions in this 4-part RDC Bootcamp include:

RDC 101 (Oct. 14, 12:00 - 1:00 pm ET)  Fundamentals of Remote Deposit Capture (RDC)


RDC 201 (Oct. 14, 2:00 - 3:00 pm ET) – RDC Rules and Regulations


RDC 301 (Oct. 15, 12:00 - 1:00 pm ET) RDC Risk Assessments and Regulatory Expectations




Instructor

  • Terri Sands

    Terri Sands

    Secura Risk Management / Founder


    Throughout her career, Terri has served as a leader in the payments and fraud prevention industry, providing education, risk management and compliance consulting and support services geared toward the specific needs of financial organizations. Terri is an Advanced Certified Anti-Money Laundering Specialist, an At-Risk Adult Crime Specialist and an Accredited ACH Professional. Prior to founding Secura, Terri served as co-founder of Payments Information Circle (PIC), a service organization providing payments industry education, auditing, consulting, resources, and support services to financial organizations throughout the country. Prior to her work at PIC, Terri also served as the President of GACHA, a non-profit, regional payments association where she provided strategic direction for financial institutions in the payments industry. Terri began her career in payments as a Senior Analyst with the Federal Reserve Bank of Atlanta where she provided training throughout the Sixth District and served on the Federal Reserve ACH Conversion Team that consolidated ACH Services for all branch locations in the Sixth District.

Credits

1.0 CPE Credits & 1.2 AAP Credits